MotorSure Gold:: Welcome to Tatil :: Trinidad & Tobago Insurance Limited

This Policy has been designed for the more mature client who is 49 years of age and over.

The Comprehensive Cover has the following as its main features:

SECTION

PERILS INSURED

EXTENSIONS

1. Own Damage, i.e. damage to the Motor Vehicle insured.

Loss or damage to the vehicle insured (including its accessories and spares) arising from:-

1. Accidental Collision or Overturning consequent upon mechanical or electrical breakdown or consequent upon wear and tear.

2. Fire, Lightning, External Explosion and Self Ignition.

3. Burglary housebreaking or theft.

Loss or damage to the vehicle insured (including its accessories and spares) arising from:-

A. Riot, Civil Commotion, Strike, Locked Out Workers or persons taking part in labour disturbances or malicious persons.

B. Flood, Windstorm, Earthquake and Volcanic Eruption or other convulsions of nature.

C. Accidental Breakage of any glass in the windscreen or windows.

D. Cost of changing locks, in the event of the Motor Vehicle being stolen and subsequently recovered.

E. In the event of collision damage to the Motor Vehicle the cost of alternative transportation due to the loss of use of the Motor Vehicle while it is being repaired up to a maximum of 3 days.

F. Application of only 20% of the policy excess in the event of collision damage to the Motor Vehicle.

2. Liability to Third Parties

All sums including claimant's costs and expenses which the Insured shall become legally liable to pay in respect of (a) death of or bodily injury to any person and (b) damage to property resulting from an accident caused by or arising out of the use of the Motor Vehicle.

N/a

3. Personal Accident

Death or Injury caused by violent accidental external and visible means independent of any other cause to (a) The Insured or his spouse in direct connection with the Motor Vehicle and (b) Any other person whilst mounting into dismounting from or traveling in (but not driving) the Motor Vehicle.

Death or Injury caused by violent accidental external and visible means independent of any other cause to the Insured or his spouse whilst mounting into dismounting from or traveling in a private motor vehicle not belonging to or hired or rented (under a hire purchase agreement or rental car agreement or otherwise) to him or his employer or partner.

The Policy is subject to various Conditions, Exceptions, Limits and Excesses. A specimen copy of the Policy is available on request.